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Home Mortgage

Helping you into your new home quickly & seamlessly.

Rates are at a record low so whether you’re looking to move to the suburbs, buy that beach house for the summer or purchase your first home Columbia Bank will make it quick and easy.

Throughout COVID-19 our teams have worked hard to close loans in a safe and convenient manner. Plus, our Account Executives are always available to work with you from afar.


» Want to learn more about the home buying process?

Columbia Bank wants to help you plan - the proper way. To learn more about the home buying process, sign up to receive our complimentary eBook.

Request Our Mortgage eBook

Now Lending in New Jersey, Pennsylvania* & New York**.

24 Hour Pre-Approval^

Give yourself an edge by obtaining a commitment to lend in 24 hours. You can use a pre-approval to your advantage when making an offer and when it comes time to close we can complete your application quicker..

Tip: Be sure to input "TBD" as the address on your application if you are applying for a pre-approval.

Get Pre-Approved

Low Rates

Are you wondering if you can afford to buy? Rates are at a historic low, which may make it the perfect time to enter the market. Check our current rates or calculate your estimated payment using one of our calculators.

View Rates Mortgage Calculators

Personalized Service and Responsiveness

Buying a home is a big decision and you shouldn’t have to go through it with a robot. Our bank places an emphasis on personalized service so you will always deal with a real person and you will never be left in the dark. Get to know our Mortgage Account Executives through our Meet Our Team page or you can skip the introductions and apply now.

Meet Our Team Apply Now

Looking to refinance?

With interest rates at a record low, now may be the time to consider refinancing. Through refinancing your home mortgage you may be able to lower your monthly payment, shorten the term of your mortgage, switch your mortgage type or take cash-out if your home has increased in value. 

View Rates Apply Now


* Loans available in Bucks, Chester, Delaware, Montgomery, Philadelphia Counties. Subject to credit approval.

** Loans available in Orange, Rockland, Westchester Counties. Subject to credit approval.

^ All residential mortgage loans are subject to approval in accordance with Columbia Bank’s lending policies. *Columbia Bank’s “Fast Track” preapproval program typically provides a decision within 24 hours or on the next business day for weekends and holidays. This preapproval program is valid for 90 days and is available to borrowers who are not self-employed, are not a business owner and do not own any investment property. The applicant must write in “TBD” on their application in order to be eligible for a Fast Track preapproval which is available for purchase mortgages only. For current rates, fees and restrictions, please contact Columbia Bank at (800) 962-4989 or visit for further details. Offer subject to change without notice. NMLS# 504284.