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Residential Mortgage Solutions

Whether you’re a first-time home buyer or are looking to move, getting the home loan you deserve shouldn’t be a stressful process. At Columbia Bank, we make securing a home loan simple, so you don’t have to deal with mountains of paperwork or worry about uncertainty putting a damper on your home goals. You can qualify for a mortgage as long as you’re 18 years old or older.

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*Rates quoted are for single-family, owner occupied primary and secondary residences located in New Jersey. Maximum loan amount up to $510,400, No cash out if refinancing. Rates quoted assume a loan to value ratio of up to 80% and a minimum credit score of 740. Property insurance will be required, flood insurance may be required. All loans are subject to credit approval in accordance with Columbia Bank’s lending policies. Annual Percentage Rate (APR) calculation is based upon a loan amount of $350,000, and includes fee estimates for flood certification, real estate tax service, settlement/closing, fifteen (15) days of prepaid interest, an origination fee, and points, if applicable. Rate is accurate as of as of 9/2/20.

This offer may be withdrawn or modified at any time. Offers subject to change without notice. NMLS#504284