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Your Mortgage Team

 Happy home buyers with their mortgage account representative

Our goal is to get you into your dream home as quickly & seamlessly as possible.

When you apply for a Columbia Bank home mortgage, you are assigned a personal Mortgage Account Executive who will work side-by-side with you from application to closing.  Our account executives are a phone call away, ready to answer any questions, help you with paperwork, & more. 

Your Residential Mortgage Team:

Elizabeth De Laney  Brian Haag 

 Meet Our Account Executives:

Ken Abel

Ken Abel has been part of Columbia Bank’s mortgage team since 1991, having produced over one billion dollars in residential mortgage loans. Ken does not consider every loan to be a transaction; instead he prides himself on creating relationships with his customers. He conducts business based on two words: integrity and balance. 

Cell phone #:973-809-7687

NMLS #: 699070

Email Ken  Apply With Ken



Steve Andersen

Steve Andersen has been an accomplished, results-driven mortgage professional for over 25 years. He believes his personal service, combined with his industry knowledge, creates clients for life.  Steve most enjoys sharing Columbia’s philosophy of providing an unparalleled client experience, along with unique programs and competitive rates. 

Cell phone #:551-266-0144

NMLS #: 408326

Email Steve Apply With Steve



Nair Carvalhal

Nair Carvalhal joined Columbia Bank in 2008 and has over 12 years of mortgage origination experience serving customers across New Jersey and nationally. Originally from Portugal, Nair speaks both Portuguese and Spanish.  She is trusted by her clients because of her strong work ethic and drive. She most enjoys helping her customers achieve their financial goals. 

Cell phone #:551-266-0136

NMLS #: 242624

 Email Nair Apply With Nair


John Gallo

John Gallo has been a Mortgage Banker for over 10 years, with the last 5 years being at Columbia Bank. He believes one of the reasons why Columbia is emerging as the leader in the South Jersey mortgage industry is because the bank focuses on developing lasting relationships and creating value for each customer. He also strives to handle each customer independently, providing knowledge, accountability, and exceptional service.

Cell phone #: 609-230-5398

NMLS #: 886855

Email John Apply With John


Steven GoldenbergSteve Goldenberg has been a mortgage professional for over 30 years. He has dealt with all types of borrowers from first time homebuyers to empty nesters to those who want to build their dream homes from the ground up. Steve takes pride in walking his clients through the entire mortgage process from pre-qualification to closing, while making himself available after normal business hours and on weekends. 

Cell phone #: 201-264-6966

NMLS #: 221169

Email Steven Apply With Steven


Jack GrangerJack Granger has served the mortgage industry for 37 years. Over the course of 20 years, Jack has helped many first time home buyers by offering programs designed to help achieve their goals. He also specializes in working with non-profit organizations by providing mortgage literacy classes, credit counseling and budgeting for candidates looking for their first home. 

Cell phone #: 973-903-3252

NMLS #: 222963

Email Jack Apply With Jack


Lisa LaSpisa has been part of the Columbia Bank team for over 30 years. Throughout her career, she has been involved in all aspects of the mortgage process, from origination and processing through closing. She is also an active Team Columbia volunteer who participates in many local community events. Lisa will ensure a smooth mortgage experience with her personal touch that makes each client feel like a family member. 
Phone #: 201-599-7057
NMLS #: 699130


Carlotta Miller

Carlotta Miller has been a mortgage banker for over 20 years and has been with Columbia Bank for over 5 years. She enjoys helping customers realize their dream of home ownership and works to develop a relationship that moves beyond the initial transaction. She finds it rewarding to work for Columbia Bank because the company and its many programs afford her the opportunity to be successful alongside her customers.

Cell phone #: 973-568-9465

NMLS #: 1024017

Email Carlotta Apply With Carlotta

Mary Pavlick

Mary Pavlick has served the local mortgage industry for over 17 years and says she loves what she does. She has resided in New Jersey her entire life and is a graduate of Montclair State University. Mary prides herself on offering excellent customer service and quick turnaround times. She invites all customers looking to purchase or refinance a home to review Columbia’s great rates and products. 

Cell phone #: 551-266-0137

NMLS #: 461440

Email Mary Apply With Mary


Nuno Poitevin

Nuno Poitevin has over 20 years of experience within the banking industry. Nuno began his career as a processor assistant before becoming a loan officer, which gives him a strong advantage to create a stress-free customer experience. Nuno has extensive product knowledge and experience in many mortgage programs, as well as home refinancing.

Cell phone #: 201-310-4107

NMLS # 223216

Email Nuno Apply With Nuno


Floyd ScheiderFloyd Schneider has served the mortgage industry for over 28 years. He believes one of the main reasons why Columbia is emerging as the leader in the North Jersey mortgage industry is the effort made to always put clients first. Floyd prides himself on being conveniently available 7 days a week to answer any mortgage questions clients may have.

Cell phone #: 201-323-0970

NMLS #: 227027



April Spano

April Spano is knowledgeable in all aspects of residential mortgage purchases and refinances. She has been part of Columbia Bank’s mortgage team for over 24 years, as a Loan Officer for the last 12 years. April strives to provide a smooth experience from processing to closing, ensuring complete service. 

Cell phone #:201-446-8017

NMLS #: 699050

Email April Apply With April




Linda TooGood

Linda Toogood joined Columbia Bank in 1984 as a teller in their Voorhees branch; her son was born the same year. With true South Jersey grit and an eye for detail, Linda soon joined Columbia’s mortgage lending division as an account executive. For more than a quarter century, Linda has applied her understanding of the mortgage industry to assist clients, from baby boomers to millennials and beyond, achieve the dream of homeownership. Linda prides herself on being constantly available.

Cell phone #:609-330-3236

NMLS #: 699058

Email Linda Apply With Linda



Erin Wujciak

Erin Wujciak has been a top producing Loan Officer with Columbia Bank’s mortgage team for the past 21 years. She is thoroughly experienced in managing all aspects of the mortgage lending process, from application to closing. She takes great pride in ensuring a smooth mortgage process for all her clients.

Cell phone #:201-412-6598

NMLS #: 699068

Email Erin Apply With Erin

Buying a Home?

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Customer Service

Need to talk to someone about banking at Columbia Bank? Contact our Customer Service Department

(800) 522-4167