Our goal is to get you into your dream home as quickly & seamlessly as possible.
Your Residential Mortgage Team:
Meet Our Account Executives:
Ken Abel has been part of Columbia Bank’s mortgage team since 1991, having produced over one billion dollars in residential mortgage loans. Ken does not consider every loan to be a transaction; instead he prides himself on creating relationships with his customers. He conducts business based on two words: integrity and balance.
Cell phone #:973-809-7687
NMLS #: 699070
Steve Andersen has been an accomplished, results-driven mortgage professional for over 25 years. He believes his personal service, combined with his industry knowledge, creates clients for life. Steve most enjoys sharing Columbia’s philosophy of providing an unparalleled client experience, along with unique programs and competitive rates.
Cell phone #:551-266-0144
NMLS #: 408326
Nair Carvalhal joined Columbia Bank in 2008 and has over 12 years of mortgage origination experience serving customers across New Jersey and nationally. Originally from Portugal, Nair speaks both Portuguese and Spanish. She is trusted by her clients because of her strong work ethic and drive. She most enjoys helping her customers achieve their financial goals.
Cell phone #: 551-266-0113
NMLS #: 242624
John Gallo has been a Mortgage Banker for over 10 years, with the last 5 years being at Columbia Bank. He believes one of the reasons why Columbia is emerging as the leader in the South Jersey mortgage industry is because the bank focuses on developing lasting relationships and creating value for each customer. He also strives to handle each customer independently, providing knowledge, accountability, and exceptional service.
Cell phone #: 609-230-5398
NMLS #: 886855
Steve Goldenberg has been a mortgage professional for over 30 years. He has dealt with all types of borrowers from first time homebuyers to empty nesters to those who want to build their dream homes from the ground up. Steve takes pride in walking his clients through the entire mortgage process from pre-qualification to closing, while making himself available after normal business hours and on weekends.
Cell phone #: 201-264-6966
NMLS #: 221169
Jack Granger has served the mortgage industry for 37 years. Over the course of 20 years, Jack has helped many first time home buyers by offering programs designed to help achieve their goals. He also specializes in working with non-profit organizations by providing mortgage literacy classes, credit counseling and budgeting for candidates looking for their first home.
Cell phone #: 973-903-3252
NMLS #: 222963
Carlotta Miller has been a mortgage banker for over 20 years and has been with Columbia Bank for over 5 years. She enjoys helping customers realize their dream of home ownership and works to develop a relationship that moves beyond the initial transaction. She finds it rewarding to work for Columbia Bank because the company and its many programs afford her the opportunity to be successful alongside her customers.
Cell phone #: 973-568-9465
NMLS #: 1024017
Mary Pavlick has served the local mortgage industry for over 17 years and says she loves what she does. She has resided in New Jersey her entire life and is a graduate of Montclair State University. Mary prides herself on offering excellent customer service and quick turnaround times. She invites all customers looking to purchase or refinance a home to review Columbia’s great rates and products.
Cell phone #: 551-266-0137
NMLS #: 461440
Nuno Poitevin has over 20 years of experience within the banking industry. Nuno began his career as a processor assistant before becoming a loan officer, which gives him a strong advantage to create a stress-free customer experience. Nuno has extensive product knowledge and experience in many mortgage programs, as well as home refinancing.
Cell phone #: 201-310-4107
NMLS # 223216
Floyd Schneider has served the mortgage industry for over 28 years. He believes one of the main reasons why Columbia is emerging as the leader in the North Jersey mortgage industry is the effort made to always put clients first. Floyd prides himself on being conveniently available 7 days a week to answer any mortgage questions clients may have.
Cell phone #: 201-323-0970
NMLS #: 227027
April Spano is knowledgeable in all aspects of residential mortgage purchases and refinances. She has been part of Columbia Bank’s mortgage team for over 24 years, as a Loan Officer for the last 12 years. April strives to provide a smooth experience from processing to closing, ensuring complete service.
Cell phone #:201-446-8017
NMLS #: 699050
Linda Toogood joined Columbia Bank in 1984 as a teller in their Voorhees branch; her son was born the same year. With true South Jersey grit and an eye for detail, Linda soon joined Columbia’s mortgage lending division as an account executive. For more than a quarter century, Linda has applied her understanding of the mortgage industry to assist clients, from baby boomers to millennials and beyond, achieve the dream of homeownership. Linda prides herself on being constantly available.
Cell phone #:609-330-3236
NMLS #: 699058
Erin Wujciak has been a top producing Loan Officer with Columbia Bank’s mortgage team for the past 21 years. She is thoroughly experienced in managing all aspects of the mortgage lending process, from application to closing. She takes great pride in ensuring a smooth mortgage process for all her clients.
Cell phone #:201-412-6598
NMLS #: 699068