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Car Buying Guide

woman buying a car

Buying a car is exciting, but often overshadowed by the stress of financing. Choosing and purchasing your new car doesn't have to be a struggle, though. Follow these helpful hints and you'll be well on your way to the feel-good freedom that can only come from your very own ride.

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car salesmanPicture the car of your dreams.  How often will you use it and what kinds of special features might you want? Think about year-round weather conditions in your area. Try to be realistic, but enjoy yourself too.

Think budget. People tend to spend between 10% and 50% of their yearly income on a car. If you don't care about much beyond getting from one place to another, you'll want to stick closer to the 10% side. If owning a new ride is your reason to live, you're closer to 50%. Most people fall in between.

This is where we come in. Columbia Bank can help you finance the purchase of the car that's right for you. Our auto loans offer up to 100% financing for new automobiles, and up to 80% financing for used cars.

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