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Our Financial Advisors

Investments are Not FDIC insured; may lose value; not financial institution guaranteed; not a deposit; not insured by any federal government agency.

The experienced, reliable financial advisors at Columbia Financial Services are dedicated to serving our members through personalized wealth strategies, portfolio management, retirement planning, and much more. For years, our financial advisors have helped countless individuals and businesses create the financial plan they need to reach their ultimate goals. Through Columbia Financial Services, members also have access to a full range of investment advice and services including fee-based asset management, equities, fixed income products, and customized retirement plans - all from some of the best investment representatives Columbia Financial Services has to offer.

Contact Columbia Financial Services at 1-800-624-0999 for more information about our financial advisors or to schedule a complimentary consultation today. Check the background of this investment professional on FINRA's BrokerCheck.

Stephen Johnson, CFP®, a Certified Financial Planner and Investment Advisor Representative with over 14 years of Financial Services experience, is responsible for serving a full range of Investment Services offered at Columbia Financial Services - including retirement and business succession planning. He is a graduate of Monmouth University with a BS degree in Business and Finance. Mr. Johnson also holds various securities, registrations, and insurance licenses.

John Glita, CFP®, CLTC is an Investment Advisor Representative with over 19 years experience in the Financial Services Industry. As a Certified Financial Planner, John has successfully helped his clients develop and implement solutions for their current and future financial needs. John is a graduate of Rutgers University in New Jersey.

James Szpara is an Investment Advisor Representative with over 30 years experience in the Financial Services industry. Before joining Columbia Financial Services, James was a Regional Manager for financial advisors in the Metro Philadelphia area.

Erik Larsen is an Investment Advisor Representative with Life, Health and Variable licenses. He is licensed in New Jersey and New York. Erik has been in the financial industry for over 10 years. He attended St. John’s University.

Michael A. Gunza is an Investment Adviser Representative with an impressive history in the financial services industry for over 20 years. Mike develops strong client relationships by leveraging a wide variety of tools and strategies  including detailed financial plans for investment clients. He is a graduate of Montclair State University with a BS degree in Industrial Education and Technology. Mr. Gunza was honorably discharged from the United States Marine Corps and has series 7,31,63,65,Life and Health Producer Insurance licenses.


Important Note About Securities and Insurance Products

Check the background of this investment professional on FINRA’s BrokerCheck

Cetera Investment Services registered office located at: 805 Franklin Lakes Road, Franklin Lakes NJ 07417 800-624-0999

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is not affiliated with the financial institution where investment services are offered. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

Investments: • Are not FDIC/NCUSIF insured • May lose value • Are not financial institution guaranteed • Are not a deposit • Are not insured by any federal government agency.

**Consult your legal counsel for advice and information concerning your particular circumstances. Neither Cetera Investment Services, nor any of its representatives may give legal advice.

Click here to view Cetera Investment Services Privacy Policy, other Important Information and Business Continuity Plan.

This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at